wealth plus

Wealth Plus

Putting prosperity with protection together

We all know very little in life is guaranteed. So to help you plan your future with a little more security, we offer the investment plan Wealth Plus. With built in life insurance, it’s designed to give you a cash lump sum or valuable pension on maturity.

The plan also includes Critical Illness coverage for 32 major illnesses, but you don’t need to take a medical to qualify. And once you’re covered, should you need treatment, you’ll have access to second expert medical opinions from renowned medical centres in the USA.

Life coverage options

  • Lump sum up to USD 10 million or Account Value – whichever is higher
  • Lump sum up to USD 10 million and Account Value

Cash lump sum investment options

  • Conservative strategy – low risk, slower growth investments
  • Balanced strategy – a mix of low to higher risk investments
  • Aggressive strategy – higher risk, faster growth investments

Additional insurance options*

  • Waiver of premium if you suffer a disability
  • Accident coverage
  • Life coverage for your spouse

More valuable benefits

  • Invest over 5, 10, 15 or 20 years – or until your 95th birthday
  • Enjoy access to cash should you need it
  • Invest in USD, GBP or Euros

*Subject to terms and conditions

Product features

Question Answer
Is it designed to help cover a mortgage?
  • Yes
Is it designed to provide a lump sum for loved ones?
  • Yes
Does the amount of coverage stay the same for the duration of the plan?
  • Yes
Is it designed to have an investment opportunity?

Ability to customize the plan based on your risk profile & financial objectives

How long does the coverage last?
  • Up to age 95
Can you put the plan in trust?
  • No
Is terminal illness benefit included?
  • No
Is critical illness coverage included?

Optional insurance protection against 32 critical illnesses

Can you choose the amount of coverage?

Ability to choose amongst 2 life coverage options; each up to USD 10 million

Can you increase the amount of coverage during the plan terms?

You may increase coverage after 2nd policy year and decrease it after 5th policy year

Can you get joint coverage?
  • No
Are both men and women eligible?
  • Yes
How much will it cost?
  • You decide this
  • More

Premium varies based on selected coverage amount, age, gender and payment period

Can I pay in multiple currencies?


What is the age eligibility?
  • From 3 months to age 65
How do you apply?

Send us a request through our 'Contact us' page and a MetLife representative will get back to you

Customize your plan

Wealth Plus can be tailor made to suit your own requirements and provides you with a disciplined approach to wealth creation.
Depending on your risk profile, you may choose among our conservative, balanced and aggressive strategies to reach the desired savings.

Life insurance benefit

Wealth Plus provides you with a valuable life insurance benefit that guarantees your family’s ability to maintain their lifestyle if you are no longer there to provide for them. At plan inception, you will have 2 options to select from:

  • Life Cover up to USD 10 million or the Account Value, whichever is higher, or
  • Life Cover of up to USD 10 million and (+) Account Value

At a glance

  • Access to various investment strategies to suit your risk profile
  • Select from 2 Life Insurance Benefits:
    • Life Cover up to USD 10 million or the Account Value, whichever is higher, or
    • Life Cover of up to USD 10 million and (+) Account Value
  • Access to second medical opinion from renowned medical centers in the USA specializing in the treatment of seriously complicated conditions
  • Ability to complement your plan with optional insurance coverage such as critical illness, waiver of premium, accidental benefit and more.


Call for a free, financial check up

Call 800 MetLife (800-638 5433) and speak to us,

or simply fill out our 'Contact Us' form


  • Contact us now

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“This plan is underwritten by American Life Insurance Company (MetLife) and is subject at all times to the terms and conditions of the Plan, Policy and riders issued by MetLife. The information published on this website is intended for general consumer understanding only and does not contain the full terms of the policy. Kindly refer to the policy document for the full terms and conditions.”

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