MetLife Pet Insurance

You can insure dogs aged 2 months to 8 years and cats aged 2 months to 10 years. Your pet must be microchipped. MetLife Pet Insurance in the UAE is for dogs and cats only.

The annual limit is the most you can claim in vet bills in one policy year. With MetLife Pet Insurance you can choose a limit of up to AED 30,000.

Premiums start from AED 86 a month. Your price depends on your pet's species, breed and age, the annual limit you choose, and your reimbursement level of 50%, 70% or 80%.

You can pay monthly or annually. Get a quote online to see the exact price for your pet

You choose 50%, 70% or 80%. That is the share of each eligible vet bill MetLife pays back. A higher percentage means a higher premium and less to pay when you claim.

Submit your claim online through MedNet, our claims partner. It takes a few minutes.

1. Go to the MedNet reimbursement page and select 'Submit a new claim'.

2. Enter your MedNet card number. You will find it on your policy certificate.

3. Complete the online claim form. Fields marked * are required.

4. Upload your itemised vet bill and your receipt.

5. Select 'Submit claim'.

6. You will receive an email confirming that we have your claim.

Approved claims are paid into your bank account within 7 days. Missing documents are the most common cause of delay, so check everything is attached before you submit.

Yes. Accidents are covered from the day your policy starts. Illnesses are covered from day 31. Treatment for an illness that begins in the first 30 days is not covered.

No. A pre-existing condition is an illness or injury your pet had, or showed signs of, before your policy started or during the waiting period. Insuring your pet while they are young and healthy means fewer conditions are excluded later.

No. MetLife Pet Insurance covers unexpected accidents and illnesses. Routine and preventive care, such as vaccinations, annual check-ups, routine dental cleaning and spaying or neutering, is not covered. As a policyholder you get 15% off annual vaccinations and deworming at Amity Vet Clinic.

Yes. You can take your pet to any registered veterinary clinic in the UAE. There is no fixed vet network. You pay the clinic, then claim your reimbursement from us.

Approved claims are paid into your bank account within 7 days of submission, as long as your itemised bill and receipt are attached.

New policies are available for dogs up to 8 years old and cats up to 10 years old. Existing policies are valid for lifetime without any age limit.

No. Your Pet Insurance policy from MetLife is only valid in the UAE.

No. Pet insurance is optional in the UAE. What the law requires is that dogs and cats are microchipped, vaccinated against rabies every year and registered with the local municipality." (Confirm with the sources used in the rabies and registration posts