wealth builder

Wealth Builder

Putting goals within your reach

Your dream home; a year off to discover new worlds; your children’s education or even your retirement. Whatever your plans are, we can help you make them a reality. Wealth Builder is an investment plan with life insurance options that can be tailored so that your goals are reachable.

Investment options

  • Conservative strategy – low risk, slower growth investments
  • Balanced strategy – a mix of low to higher risk investments
  • Aggressive strategy – higher risk, faster growth investments

If you choose the conservative strategy, you can enjoy a guaranteed investment return*.

*Only if premiums are paid in USD and subject to terms and conditions

Valuable insurance protection

  •  Additional accidental loss of life coverage that pays an extra lump sum of up to USD 200,000
  • Waiver of premium if you suffer a disability (optional)
  • Income benefit rider that provides your family with a monthly income(optional)
  • Spouse term insurance for your partner (optional)

Additional Benefits

  • Partial withdrawals should you need access to cash**
  • Flexibility to change your strategy to suit market conditions
  • Optional pension at maturity

Saving for your child’s education?

To help you decide how much you’ll need to invest, use our calculator. We also have a useful Education Planning Guide which gives you practical advice and helpful facts and figures.

Education calculator

Dreaming of retirement?

To see how much you’ll need to help bring those dreams to life, use our retirement calculator.

Retirement calculator

**Any withdrawals will reduce your account value. Minimum amounts and surrender charges may apply.

Product features

Question Answer
Is it designed to help cover a mortgage?
  • No
Is it designed to provide a lump sum for loved ones?

Coverage depends on the Account Value

Does the amount of coverage stay the same for the duration of the plan?
  • No
Is it designed to have an investment opportunity?

Ability to customize the plan based on your risk profile and financial objectives

How long does the coverage last?
  • Up to age 95
Can you put the plan in trust?
  • No
Is terminal illness benefit included?
  • No
Is critical illness coverage included?
  • No
Can you choose the amount of coverage?

Life insurance depends on the Account Value at the time of the loss of life of the policy owner

Can you increase the amount of coverage during the plan terms?
  • No
Can you get joint coverage?
  • No
Are both men and women eligible?
  • Yes
How much will it cost?
  • You decide this
  • More

Premium varies on the investment amount & payment period

Can I pay in multiple currencies?


What is the age eligibility?
  • From 1 month to age 85
How do you apply?

Send us a request through our 'Contact us' page and a MetLife representative will get back to you

Investment opportunity

Wealth Builder provides you with access to a range of investment choices which stem from three fundamental investment strategies – Conservative, Balanced and Aggressive.
Based on your financial objectives and risk tolerance, you will have the freedom to select from one or from a combination of these strategies.

Guaranteed investment return option

Wealth Builder allows you to invest your savings in a conservative strategy that comes with a guaranteed investment return*. Whatever the economic conditions, the plan will continue to provide you with a minimum guaranteed rate of return determined by MetLife.

*Applicable only for policies issued in USD

At a glance

  • Ability to customize your investment strategy based on your risk profile and financial objectives (Conservative, Balanced, Aggressive or Guaranteed)
  • Valuable life and accidental insurance protections to help support your loved ones financially if the unfortunate happens
  • Option to enhance the plan with valuable insurance coverage such as the waiver of premium on disability, level term benefit, income benefit rider & spouse term insurance
  • Ability to use the maturity value to buy a lifelong pension
Call for a free, financial check up

Call 800 MetLife (800-638 5433) and speak to us,

or simply fill out our 'Contact Us' form


  • Contact us now

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“This plan is underwritten by American Life Insurance Company (MetLife) and is subject at all times to the terms and conditions of the Plan, Policy and riders issued by MetLife. The information published on this website is intended for general consumer understanding only and does not contain the full terms of the policy. Kindly refer to the policy document for the full terms and conditions.”

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