educare product


Putting your children’s education first

A bright future is usually the result of a good start. And investing in your children’s education is a step in the right direction. Educare is a savings plan that will help you help your children make their way in the world and fulfil their potential.

Key Benefits

  • Guaranteed tuition fees twice a year
  • Additional bonuses when investments perform well
  • Guaranteed post-graduation pay out to give your child a head start in life

Valuable insurance protection

  • Coverage in case an accident or illness causes death or permanent disability
  • Critical illness insurance against seven ailments
  • Waiver of premium in case of death or disability
  • Comprehensive Child Care coverage (optional) including;
    • Accident medical expense reimbursement
    • Daily in-hospital income
    • USD 240 monthly cash benefit
    • 10 Years education allowance
    • Second medical opinion and more    

To help you decide how much you’ll need to invest, use our education calculator.

Education calculator


Product features

Question Answer
Is it designed to help cover a mortgage?

It is a child education plan

Is it designed to provide a lump sum for loved ones?

Tuition fees are paid semi-annually for 4 years

Does the amount of coverage stay the same for the duration of the plan?
  • Yes
Is it designed to have an investment opportunity?
  • Yes
How long does the coverage last?
  • 5 to 18 years
Can you put the plan in trust?
  • No
Is terminal illness benefit included?
  • No
Is critical illness coverage included?

Optional insurance protection against 7 critical illnesses

Can you choose the amount of coverage?

Life insurance coverage depends on the targeted amount

Can you increase the amount of coverage during the plan terms?
  • No
Can you get joint coverage?
  • No
Are both men and women eligible?

Children are eligible

How much will it cost?
  • You decide this
  • More

Premium varies on the college fee, college entry age and payment period

Can I pay in multiple currencies?


What is the age eligibility?
  • From 0 to 15 years
How do you apply?

Send us a request through our 'Contact us' page and a MetLife representative will get back to you

Guaranteed tuition fees

Educare secure your child’s future. After the accumulation period, he or she will receive semi-annual payments to help pay tuition costs. What’s even better is that these payments will increase year on year.

Guaranteed post-graduate start-up benefit

In addition to the tuition payments, Educare guarantees a generous Graduation present for your child: a benefit equal to their final year’s college tuition fees.
This benefit is payable on the 3rd year after graduation and will ensure for your grown up child a head start in life.

At a glance

  • Ability to decide how long you want to save and the amount your child receives when he/she reaches college years
  • Guaranteed semi-annual tuition payments
  • Guaranteed post-graduation start-up benefits
  • Investment performance bonuses (when declared) will be added to your plan starting from the third policy year
  • Valuable insurance benefits to help protect your investment and your child’s future with the Accident Death, Dismemberment & Disability due to Accident or Sickness
  • Critical Illness insurance against 7 critical ailments
  • Optional Child Care insurance


Call for a free, financial check up

Call 800 MetLife (800-638 5433) and speak to us,

or simply fill out our 'Contact Us' form


  • Contact us now

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“This plan is underwritten by American Life Insurance Company (MetLife) and is subject at all times to the terms and conditions of the Plan, Policy and riders issued by MetLife. The information published on this website is intended for general consumer understanding only and does not contain the full terms of the policy. Kindly refer to the policy document for the full terms and conditions.”

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