Product Comparison

See the difference between our life insurance products

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Type   Dream SaverRemoveAdd EducareRemoveAdd GemstoneRemoveAdd Wealth BuilderRemoveAdd Wealth PlusRemoveAdd

Is it designed to help cover a mortgage?

 
  • Yes
  • No

It is a child education plan

  • No
  • No
  • Yes

Is it designed to provide a lump sum for loved ones?

 
  • Yes
  • Yes

Tuition fees are paid semi-annually for 4 years

  • Yes
  • Yes

Coverage depends on the Account Value

  • Yes

Does the amount of coverage stay the same for the duration of the plan?

 
  • Yes
  • Yes
  • No

Coverage depends on the Account Value

  • No
  • Yes

Is it designed to have an investment opportunity?

 
  • Yes

Guaranteed amount & Bonuses (when declared)

  • Yes
  • Yes

Ability to select the investment strategy of your choice

  • Yes

Ability to customize the plan based on your risk profile and financial objectives

  • Yes

Ability to customize the plan based on your risk profile & financial objectives

How long does the coverage last?

 
  • 20 Years
  • 5 to 18 years
  • Up to age 100
  • Up to age 95
  • Up to age 95

Can you put the plan in trust?

 
  • No
  • No
  • No
  • No
  • No

Is terminal illness benefit included?

 
  • No
  • No
  • No
  • No
  • No

Is critical illness coverage included?

 
  • No
  • Yes

Optional insurance protection against 7 critical illnesses

  • No
  • No
  • Yes

Optional insurance protection against 32 critical illnesses

Can you choose the amount of coverage?

 
  • Yes

Life insurance depends on the targeted amount you are planning to save

  • Yes

Life insurance coverage depends on the targeted amount

  • No

Life insurance depends on the Account Value

  • No

Life insurance depends on the Account Value at the time of the loss of life of the policy owner

  • Yes

Ability to choose amongst 2 life coverage options; each up to USD 10 million

Can you increase the amount of coverage during the plan terms?

 
  • Yes

You can increase after 2nd policy year and decrease after the 5th policy year

  • No
  • Yes

Minimum USD 200

  • No
  • Yes

You may increase coverage after 2nd policy year and decrease it after 5th policy year

Can you get joint coverage?

 
  • No
  • No
  • No
  • No
  • No

Are both men and women eligible?

 
  • Yes
  • No

Children are eligible

  • Yes
  • Yes
  • Yes

How much will it cost?

 
  • You decide this

Premium varies based on selected coverage amount & payment period

  • You decide this

Premium varies on the college fee, college entry age and payment period

  • You decide this

Premium varies on the contribution period. Minimum premium starts from USD 200 per month

  • You decide this

Premium varies on the investment amount & payment period

  • You decide this

Premium varies based on selected coverage amount, age, gender and payment period

Can I pay in multiple currencies?

 
  • No

USD

  • No

USD

  • No

USD

  • Yes

USD, EURO & GBP

  • Yes

USD, EURO & GBP

What is the age eligibility?

 
  • From age 20 to 60 years
  • From 0 to 15 years
  • From 1 month to age 85
  • From 1 month to age 85
  • From 3 months to age 65

How do you apply?

 
  • Write to us

Send us a request through our 'Contact us' page and a MetLife representative will get back to you

  • Write to us

Send us a request through our 'Contact us' page and a MetLife representative will get back to you

  • Write to us

Send us a request through our 'Contact us' page and a MetLife representative will get back to you

  • Write to us

Send us a request through our 'Contact us' page and a MetLife representative will get back to you

  • Write to us

Send us a request through our 'Contact us' page and a MetLife representative will get back to you

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You currently have 3 products selected

Dream Saver

An investment plan with a guaranteed return, built in life insurance and possible bonuses.

Educare

An investment that guarantees tuition payments, a post-grad cash bonus and built-in insurance.

Gemstone

An investment plan with the option to build in protection guarantees and take partial withdrawals.

Wealth Builder

An investment to build a cash lump sum with guaranteed return* and insurance options.

Wealth Plus

An investment to build a cash lump sum and includes guaranteed life insurance.