wealth protect

Wealth Protect

Give your family protection for life

A comprehensive, affordable financial solution that helps you accumulate wealth and guarantee your family’s financial well being- no matter what happens.

Life coverage options

  • Investment options up to USD 10 million or Account Value – whichever is higher
  • Investment options up to USD 10 million and Account Value

Investment options

  • Conservative strategy – low risk, slower growth investments
  • Balanced strategy – a mix of low to higher risk investments
  • Aggressive strategy – higher risk, faster growth investments

Investment withdrawal options during your plan

  • Two partial withdrawals per year
  • A loan up to 80% of net cash surrender value

Investment withdrawal options at the end of your plan

  • Cash investment options
  • A quarterly income

Extra insurance benefits you can add

  • Premium waiver in case of disability
  • Monthly income for your dependents
  • Coverage for your spouse
  • Personal accident coverage
  • Critical illness coverage

Product features

Question Answer
Is it designed to help cover a mortgage?
  • Yes
Is it designed to provide a lump sum for loved ones?
  • Yes
Does the amount of coverage stay the same for the duration of the plan?
  • Yes
Is it designed to have an investment opportunity?

Ability to customize the plan based on your risk profile and financial objectives

How long does the coverage last?
  • Up to age 95
Can you put the plan in trust?
  • No
Is terminal illness benefit included?
  • No
Is critical illness coverage included?

Optional insurance protection against 32 critical illnesses

Can you choose the amount of coverage?

Ability to select between 2 life coverage options; each up from USD 250,000 to USD 10 million

Can you increase the amount of coverage during the plan terms?

You may increase the coverage amount after 2nd policy year or reduce it after the 5th policy year

Can you get joint coverage?
  • No
Are both men and women eligible?
  • Yes
How much will it cost?
  • You decide this
  • More

Premium varies based on age, gender and payment period

Can I pay in multiple currencies?


What is the age eligibility?
  • From 20 to 65 years
How do you apply?

Send us a request through our 'Contact us' page and a MetLife representative will get back to you

Life insurance protection

With Wealth Protect, you have the option to select one of two generous life insurance benefits to guarantee your family’s ability to maintain their standards of living if you are no longer there to provide for them.

  • Life Insurance Benefit of up to USD 10,000,000 or the Account Value whichever is higher.
  • Life Insurance Benefit of up to USD 10,000,000 and (+) Account Value.

Investment opportunity

Wealth Protect also gives you the chance to reach your savings goals by investing in one or a combination of various investment strategies that MetLife Alico offers. Depending on your attitude to investment risk, you may opt for our conservative, balanced and/or aggressive strategies.

At a glance

  • Select from 2 life insurance benefits:
    •     Life coverage up to USD 10 million or the account value, whichever is higher, or
    •     Life coverage of up to USD 10 million and (+) account value
      (Life insurance under the plan ranges between USD 250,000 and USD 10 million)
  • Ability to customize the investment strategy based on your risk profile; you may choose among our conservative, balanced and aggressive strategies
  • Receive personalized Second Medical Opinions or case management consultation from renowned medical centers in the USA through our Tele-medicine / e-Consultation via “WorldCare
  • Customize your plan by enhancing it with optional insurance coverage such as accelerated critical illness, waiver of premium, accidental benefit and more
  • Access to money when you need it – you are entitled to 2 partial surrenders per year (subject to terms and conditions)
Call for a tailored quote

Call 800 MetLife (800-638 5433) and speak to us,

Or, simply fill out our 'Contact us now' form.

  • Contact us now

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“This plan is underwritten by American Life Insurance Company (MetLife) and is subject at all times to the terms and conditions of the Plan, Policy and riders issued by MetLife. The information published on this website is intended for general consumer understanding only and does not contain the full terms of the policy. Kindly refer to the policy document for the full terms and conditions.”

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