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See the difference between our health protection products

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Type   Circles of Protection 4RemoveAdd Critical CareRemoveAdd IntuitionRemoveAdd

Is it designed to help cover a mortgage?

 
  • No
  • Yes

Financial assistance if you are diagnosed with any of the covered critical illnesses

  • No

Is it designed to provide a lump sum for loved ones?

 
  • No

Circle 4 provides weekly benefits

  • Yes
  • Yes

Lump sum will be paid upon diagnosis of female cancer

Does the amount of coverage stay the same for the duration of the plan?

 
  • Yes

Coverage can be increased on policy anniversary

  • Yes

Coverage can be increased on policy anniversary

  • Yes

Coverage can be increased on policy anniversary

Is it designed to have an investment opportunity?

 
  • No
  • No
  • No

How long does the coverage last?

 
  • You decide this

Renewed annually or 3 or 5 years for single premium payments (optional)

  • You decide this

Renewed annually or for 5 years for single premium payments (optional and available only for 32 critical illness plan)

  • You decide this

Renewed annually till age 65

Can you put the plan in trust?

 
  • No
  • No
  • No

Is terminal illness benefit included?

 
  • Yes

All types of hospitalization due to accidents or sicknesses are included (pre-existing conditions are excluded)

  • Yes

Up to 32 major critical illnesses are covered, some of which may be terminal

  • Yes

In the event of female cancer only

Is critical illness coverage included?

 
  • No

Circles of Protection 4 provides a weekly benefit for hospitalization due to sickness up to 52 weeks

  • Yes

2 plans to select from: coverage against 9 or 32 critical illnesses

  • Yes

The Plan covers female cancer, female related diseases, maternity complications, osteoporosis and much more

Can you choose the amount of coverage?

 
  • Yes

USD 70 to USD 2,000 per week for hospitalization (USD 700 for dependent children) and USD 1,000 to USD 50,000 for surgical expenses for all

  • Yes

The coverage amount ranges from USD 15,000 to USD 250,000

  • Yes

The coverage amount ranges from USD 25,000 to USD 100,000

Can you increase the amount of coverage during the plan terms?

 
  • Yes

You may increase the coverage amount anytime and upon a signed request. However, a waiting period of 30 days will apply for sickness (applicable only in case of increase in coverage)

  • Yes

You may increase the coverage amount on the policy anniversary and upon a signed request. However, a waiting period of 120 days will apply (applicable when the increased cover)

  • Yes

You may increase the coverage amount on policy anniversary and upon a signed request. However, a waiting period will apply for the increased cover: 180 days for breast cancer & carcinoma-in-situ, 12 months for Maternity Crises & 120 days for other covered Illnesses.

Can you get joint coverage?

 
  • Yes

Husband, spouse and children (unlimited)

  • No
  • No

Are both men and women eligible?

 
  • Yes
  • Yes
  • No

Only women

How much will it cost?

 
  • You decide this

Minimum premium starts from USD 200 or AED 740

  • You decide this

You can contribute to the plan by selecting an Annual, Semi-Annual, Quarterly, Monthly or Single Premium payment mode. The Minimum premium (monthly) starts from USD 200

  • You decide this

You can contribute to the plan by selecting an Annual, Semi-Annual, Quarterly or Monthly payment mode. The Minimum premium (monthly) starts from USD 200

Can I pay in multiple currencies?

 
  • Yes

Available in USD & AED

  • No

Available in USD only

  • No

Available in USD only

What is the age eligibility?

 
  • You decide this

Adults from age 18 to age 59 Children can be covered between the ages of 1 to 19 or up to 23 (full time students)

  • You decide this

From age 18 to 59 and can be renewed till age 75

  • You decide this

From age 18 to 59 and can be renewed till age 65

How do you apply?

 
  • Write to us

Send us a request through our 'Contact us' page and a MetLife representative will get back to you

  • Write to us

Send us a request through our 'Contact us' page and a MetLife representative will get back to you

  • You decide this

Send us a request through our 'Contact us' page and a MetLife representative will get back to you

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You currently have 3 products selected

Circles of Protection 4

A health insurance plan to cover the cost of your hospital health care and pay a daily income.

Critical Care

Critical care insurance that pays up to USD 250,000 if you suffer one of 32 critical illnesses.

Intuition

Health insurance for women that provides coverage for conditions not included in other plans.