Accident care

Accident Shield

Financial protection against the unexpected

Sometimes life does not go the way we plan. Accidents may occur when we least expect them and can often have an everlasting emotional and financial impact on us and our loved ones. 

With this in mind, we have developed Accident Shield – an affordable plan which provides families with the helping hand when it is most needed.

Key Benefits

  • Up to AED 300,000 as a cash lump sum in case of loss of life or disability
  • A monthly income up to AED 3,000 – guaranteed for a minimum of 20 years
  • Choice between an Individual or a joint coverage with your spouse
  • Worldwide coverage*

You can take out a plan just for yourself, or you can have a joint plan with your spouse. There’s no need for a medical and you can choose between six levels of coverage – Silver, Gold, Pearl, Platinum, Diamond or Titanium.

*Countries under International Sanction are not covered

Product features

Question Answer
Is it designed to help cover a mortgage?

The lump sum amount can be used to cover outstanding loans and financial commitments

Is it designed to provide a lump sum for loved ones?

Up to AED 300,000 lump sum and up to AED 3,000 guaranteed monthly income for 20 years

Does the amount of coverage stay the same for the duration of the plan?
  • Yes
Is it designed to have an investment opportunity?
  • No
How long does the coverage last?
  • You decide this
  • More

Renewed annually

Can you put the plan in trust?
  • No
Is terminal illness benefit included?
  • No
Is critical illness coverage included?
  • No
Can you choose the amount of coverage?

The coverage amount ranges from AED 50,000 to AED 300,000 for the lump sum benefit and AED 500 to AED 3,000 for the 20 years guaranteed monthly income benefit

Can you increase the amount of coverage during the plan terms?
  • No
Can you get joint coverage?

Joint coverage with "Spouse"

Are both men and women eligible?
  • Yes
How much will it cost?
  • You decide this
  • More

Monthly & annual premiums available. Monthly premium starts at AED 16/month for individual coverage

Can I pay in multiple currencies?

Available in AED

What is the age eligibility?
  • From age 18 to 64
How do you apply?
  • Just fill the form
  • More

Send us a request by filling the small form on the top right of this page and a MetLife representative will get back to you

One plan... six levels of coverage to select from

Accident Shield is an affordable plan that provides financial protection in the event of loss of life, permanent total disability or dismemberment starting from just AED 16 a month. 

You can opt for a joint plan with your spouse and select one of the six packages we offer: Silver, Gold, Pearl, Platinum, Diamond or Titanium.

Lump sum amount and guaranteed monthly income for 20 years

The protection element in Accident Shield provides you with 2 pay-out benefits to ensure you or your loved ones are able to meet financial commitments when most needed.

In the unfortunate event of loss of life, dismemberment or permanent total disability due to accident, the plan provides:

  • A lump sum amount up to AED 300,000 and
  • Guaranteed monthly income for 20 years (up to AED 3,000 per month)

At a glance

  • Up to AED 300,000 Lump-sum pay-out for you or your loved ones in case of accidental loss of life, dismemberment or permanent total disability
  • Up to AED 3,000 monthly income guaranteed for 20 years in addition to the lump-sum payment
  • Ability to get a joint coverage with your spouse at a discounted premium
  • The plan offers 6 different packages: Silver, Gold, Pearl, Platinum, Diamond & Titanium
  • One month discount is provided for annual premiums
  • Worldwide coverage* – we’ll look after you even if you move to another country

*Countries under International Sanction are not covered

Coverage starts from AED 16 a month

Call 04 415 4800 and talk to us,

or simply fill out our 'Contact us now' form

 

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