We know that it is not easy to identify the product that best suits your needs, circumstances and budget. So, in this section, we have some stories of people who, like you, are in need of an insurance or savings solution. If you can identify with them or their situation, then we have the answers for you.
Unexpected events and accidents can really put your life plans on hold. Having the right cover in place can provide you with invaluable financial support if the unexpected happens. Money can’t ease emotional upheaval but it can help minimise the impact and give you the resource needed to help you over a stressful time.
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Salma wants an affordable plan to pay for small hospital expenses for her children
"Hi - my name's Salma. Hani, my husband, works full time while I stay at home and look after our two boys - who are growing up far too quickly! Looking after my family is a full time job and I always seem to be running the older ones to school, horse riding lessons or swimming classes.
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Abdul wants to know he'll still have a regular income if he suffers an accident
"I'm Abdul and I've recently taken out an Accident Insurance mainly because of what happened to a friend of mine – Aziz. One day, he was driving to work, when someone trying to cut in front of him crashed into his car.
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James and Jennifer want the security of knowing they'll always have a roof over their heads if something ever happened to either of them
"I'm James and I've been married to my wife, Jennifer, for eleven years now. We bought our house three years ago off plan, and we are finally moving in now. Â It's been a long wait, but now we are moving our things in and decorating, it all seems worth it, especially as it has gone up in value so much!
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Karen wants to take some of the hassle and worry out of travelling
"Hi - I'm Karen and I'm currently planning a vacation with my husband and our two kids. We took out travel insurance as soon as we booked the holiday. We'd hear stories from friends about delayed connecting flights and of luggage going missing.
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Anita and Sajan want to save now for their four year olds education.
"Hello, I'm Anita. My husband Sajan and I moved to the Oman recently with our four year old son, Ashwin. He's showing all the signs of being pretty bright and we're keen to give him as many opportunities as possible.
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Caroline and her husband want to start saving now to give their child the best in life
"Hello - I'm Caroline. My husband and I had our first baby, Gemma, six months ago, so life is very exciting at the moment!
We live in Shatti Al Qurm in a lovely two-bed apartment we bought last year.
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Michel is getting married and wants to save for his future family
"Hi, I'm Michel. I live in Madinat Alam and am getting married next summer. I started working for a large construction company after my degree, and have been working on some really exciting projects which have brought with them a couple of promotions and raises lately.
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Peter and Gillian are looking forward to an active retirement
"Hi - I'm Peter. I'm married to Gillian with two teenage children and we live in a large villa in Oman.
Knowing the kids are all almost ready to leave home and go to college it's time for us to start thinking about our future and our retirement.
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Maha and Jamil want to protect their children if the worst was to happen
"Hello – my name's Maha. I'm married to Jamil, and we have two young children. We've been living in Oman for five years now, and we love it. We're doing ok for money, but a little extra is always nice so when our youngest starts school next year I'm planning on going back to work part-time as an anaesthetist.
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Anna and George want to continue having an income if they can no longer work due to disability
"Hi - I'm Anna. I'm married to my husband George and we've had very little to worry about in life in terms of health and finance fortunately.
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Ahmed wants to protect his business and his family
"Hello - I'm Ahmed. Over the last 15 years, I've pretty much dedicated my life to building up my business. Two years ago I took out a loan for $500,000 to install some new equipment which has really increased production, so business is better than ever.
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Priya and Sunil don't want to use their savings to pay for expensive treatment
"I'm Priya. I'm married to Sunil and we have a two-year-old daughter. I have a fairly hectic lifestyle as both my husband and I work, and his hours are particularly long as he works for an IT firm.We've recently decided to take out health insurance, even though we're both perfectly fit at the moment.
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